Split bills without drama.

Chiply makes it effortless to share expenses with friends, roommates or travel buddies. Split, track & settle in seconds.

Chiply app preview

How It Works

1

Top up your wallet

Add money to your wallet to cover your splits - Apple Pay, Google Pay, or bank transfer.

2

Create a Split and add friends

Take a photo of your receipt or manually enter the expense details. Add friends from your contacts or invite them via link.

3

Everyone accepts their split

Each person receives a notification and can review their portion before approving the payment.

4

Chiply auto-pays when everyone's ready

Once all splits are approved, Chiply automatically transfers the money from everyone's wallet.

Core Features

Everything you need to manage expenses with friends

Split Anything

Split bills evenly or customize each person's share. Perfect for dinners, trips, rent, or any shared expense.

Real-Time Wallet Balance

Keep track of your Chiply balance and transaction history. Add funds via Apple Pay or Google Wallet.

One-Tap Pay

Approve and pay your share with a single tap. Fast, secure, and convenient.

Smart Reminders

Friendly notifications that nudge, not nag. Get alerts when it's time to settle up.

Recurring / Installment-based splits

Automate bills or group expenses that recur at regular intervals.

Secure & Private

Built with trust, fairness, and friends in mind. Your financial data is always protected.

Who It's For

Perfect for any group that shares expenses

Flatmates & House Shares

Rent, utilities, grocery pooling

Student & Social Groups

Events, friends' dinners, trips

Shared Subscriptions

Spotify, Netflix payments made automatic

Organizers & Hosts

Manage clubs or small groups without hassle

What Our Users Say

Join thousands of friends who split bills the smart way

JK

Jessica K.

Los Angeles, CA

"No more awkward IOUs or chasing friends for money. Chiply has completely changed how my friend group handles shared expenses!"

MT

Mike T.

Chicago, IL

"We used Chiply for every trip this year. It made splitting costs for our vacation rental, groceries, and activities incredibly simple."

SR

Sophia R.

New York, NY

"As a roommate in a house of four, Chiply has been a lifesaver for utilities, groceries, and household expenses. So easy to use!"